Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
milliondollars

0 Contributions
0 People Helped
how can I increase my score within 3 months?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
32 Contributions
48 People Helped
Most Helpful Response

Helpful to 4 out of 4 people

Difficult to say as you provided absolutly no infotmation on how your credit looks now but....some basics that will always help:

- lower your credit utilization: amount of credit you are using vs the amount of credit you have. you want to be using between 1-10% (if you have $1000 in total avaliable credit you should never be using more than $100. Anything higher than 10% and it negatively affect your score

- bad marks on your credit report like late payments, tax leins, missed payments, etc. Review you credit report and work to get rid of those bad marks (ask the creditor for a "good will removal" (google it), etc

-stop applying for credit - each time you apply you get an inquiry - inquiries lower your score

-just look at your credit karma report card - look at the ones were you have less than an "A" and work to get a better grade

Overall, the areas that will increase your score the most and the fastest will be lowering the amount of credit you are using and to remove any bad marks or late payemnts you have

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.