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Hildia

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How can I get the credit bureaus to erase debts that have more than 7 years i
How can I get the credit bureaus to erase debts that have more than 7 years

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Simple.  Log on to WWW.AnnualCreditreport.com.  You'll need to jump through a few hoops to prove your identity. 

Here, you'll be able to view your credit reports from all three agencies, one at a time.

Each agency will give you an option to "Dispute" any line of credit you see.  All three are a little different, so look around for a link that will allow you to dispute.

Once you find a line of credit you wish to dispute, you'll be able to select a reason. 

Typically, creditors have 30 days to respond to a dispute.  In the case of the credit line being over 7 years old, this shouldn't be the case.  You should get confirmation of its removal in as little as 24 hours.  Remember, though, you need to do this for each agency, Experian, Equifax and Transunion.

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