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Question By
mariksluv

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How can I get rid of hard credit inquiries on my report?
I am new to building credit, and I was not aware how bad it is to apply for credit cards and have them inquire my score. How can I get a better grade? If I stop applying, will the grade improve. If so, how long will it take?

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Top Contributor
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Stop applying

Helpful to 4 out of 4 people

Every hard inquiry will stay on your report for two years, but only affects your credit for one year. The more you apply, the more you look like you are desperate for money. It looks risky.

Here is some good info: http://www.experian.com/credit-advice/topic-inquiries.html

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