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Question By
J2017

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How can i get my credit score from a 500 to at least 750
In December of 2016 i was at 641 now as of February 2017 im at 500. I have my payments on time for 96% of the time. I havent had a late payment in almost two years and that was only with one account. I do not have anything in collections or anything in that sort. I have 6 hard inquires. The biggest issue is my credit utilization is at 78% . How long will it take for my credit score to go from 500 to at least 700-750.

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How long will it take for you to pay off that large credit utilization?  That type of utilization is horrible, they want it under 10% for best score.

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J2017

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I can pay off almost all my debt from my cards within the next 2 months. Where it can bring my utilization down

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The articles and financial tools provided on this site are valuable information that will benefit you for the rest of your life, so I recommend taking the time to read them.  Sure helped me and I have a degree in accounting

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