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srw2011

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how can i get help paying off my debt?
I am trying to figure out who to get ahold of to discuss my debt and how I can make payment plans to pay it off.

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Creditors

Contact your creditors and work out a payment plan. Remember that sometimes it's wiser to just let it go and come off your record after 7 years and up to 6 months after the date you stopped making payments on the account. However, you might be able to make payments and pay it off and ask the creditor to remove it off your record earlier than it would take waiting so keep that in mind. 

Top Contributor
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STOP!

Don't do anything until you have done thorough reading on this subject. If you are speaking of old debt that has a negative status, you may NOT want to contact any debt collectors and you certainly DO NOT want to enter into any payment agreements if the "statute of limitations" has expired on the debt. Do some reading about paying old debt, then come back here and ask more specific questions.

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