Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
PoorMassageStudent89

0 Contributions
0 People Helped
How can I get collectors to make a payment plan with me to pay off my stuff??
I'm a student and i work 15hrs a week. How do these people think I have all that money laying around? I want to pay them off but NO ONE will do payment plans. They want all of it right their, one lump sum! Who do they thing I am Bill Gates? Again, I WANT to pay them off but I can only do payments. HOW CAN I PAY THEM OFF IF THEY WON'T WORK WITH ME????? I'm already homeless, what more do they want?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
1 Contribution
1 Person Helped
Most Helpful Response

I'M HOMELESS TO

Helpful to 1 out of 1 people

I'M HOMELESS  I WANT TO MAKE A PAYMENT PLAN TO A RENTAL SO I CAN GET A APARTMENT

Top Contributor
1993 Contributions
3824 People Helped

Start Saving

Don't bother trying to pay them until you have saved up some money. 

Then write them a letter and offer a comprimise.  Unlikely they will take less than 50% but once you have that saved up you can try. You won't be any worse off waiting until you have money to pay them. 

I understand your situation.  It took me years to pay off debts this way but i did it,

You can too.

Good luck

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.