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cats57

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how can I get an increase on my credit limit?

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You will have to contact the lender and request a credit line increase. Usually you have to demonstrate the ability to handle your account responsibly by making several months worth of on-time payments before a CLI will be considered, but it does vary from lender to lender. I would do some Google searching to see if your lender is known to give CLIs at your stage with them if you are in fear of contacting them first. Keep in mind that many lenders will do another "Hard Inquiry" when a CLI is requested. Of course you can call your lender and ask them their policy on CLIs without getting a Hard Inquiry.

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