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catchick

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How can I get accounts off my report that are over 7 yrs old, 10 years old and even from 1999!

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Derogatory accounts usually vanish about7.5 years after first delinquency. If older than that, file disputes with the credit bureaus reporting them.  Accounts with an excellent payment record can remain on your reports for ten or more years, and those are to your benefit so you want them to stay.

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