Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
MortgageWanted

0 Contributions
0 People Helped
How can I get a mortgage with a judgement against me?
Judgement was for credit card debt sold to 2 diff collections agencies. Court judged that i have my wages garnished weekly since January 1st '15. Since my wages are being garnished and the debt is being paid will I be elligible for a mortgage? Income 40k, credit score 679/666. 15k auto loan and 1000 credit card debt.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7361 Contributions
3808 People Helped

Helpful to 0 out of 1 people

The credit card debt went to a court action (which is what a judgement results from) because the account was not being paid as agreed.  Garnishment of wages is also a forced action to make sure the account would get paid because you do not have a good track record on payment. Now, if you were in a position to lend money to someone on something as pricey as a house, who would you want to lend to?  Someone who can't be trusted to pay as agreed or someone who has a propven track record of being dependable?

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.