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Posted in Mortgage
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Question By
blakp24

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How can I get a mortgage loan?
I have $20,000.00 to pay down

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Top Contributor
1884 Contributions
3672 People Helped

easiest way is to walk into your bank,

Talk to a loan manager about "pre-qualifing" for a mortgage. 

Get all your ducks in a row. be sure your score is above 660 and You'll need proof of income and tax returns etc.  There meay be more that they may want but they'll let you know.

Right now, you'll need 20% down for most mortgages so you would qualify for a property around  $100K or so if all else is in good order.

Good luck and happy home shopping.

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