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how can i get a derogatory off when i am disputing the charges
years ago my husband had some medical injections of which the facility was told we could not afford them we were told if they did not work on him the company would write it off well they did not work and they are wanting us to pay for them they sent us to collections i have written multiple letters but they are now saying we were never told they would write it off i will not pay this account we told them ahead of time we could not afford it

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