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How can I get a copy of my credit report?? Also how do I state to dispute it??
Alot of my debt is old utility bills...?? And checking accounts I have just let go as I was younger.. stupid, stupid mistakes on my part.. now I want to buy a house and My score is only 516..?? Any ideas how to start or what to do to raise it after I get a copy of the report..?? Thank you!

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