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Posted in Paying Your Bills
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Question By
fatbutmoma

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How can i fix my credit rating, and how can they base the majority of credit on when bills are paid?
How can credit be based on when bills are paid if you live paycheck to paycheck and the bill may be due in middle of checks and you don't have money to pay it that is so unfair.

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Top Contributor
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But it's life.

I get paid the first of the month, period so my funds have to be allocated to meet expenses through the month.  Been living that way for more then 20 years now.  I've also done the paycheck to paycheck bit and it just takes planning.  You know what bills you are going to have and when they may come due.  The goal is to make the payments on the bills before they are due so you don't get hit with late charges.  Sometimes utility companies and other creditors might change due dates, but you are still going to have to pay the bills.

How about reading the articles and utilizing the financial tools on this site so you can get a better understanding f how credit works and what you may be able to do to make it work for you. That is what Credit Karma is all about...helping people get to learn about credit for their benefit.

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