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Question By
razz99

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How can credit karma show a 571 score for the last 4 months and now shows a 560 for the last 4 month

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VantageScore model change

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They changed the scoring model from v2 to v3 of the VantageScore.  The previous version of the VantageScore ranged from 501 to 990, the new scale ranges from 300 to 850 so it more closely mimics the FICO scores.  This is likely why it appears that your score has gone down though nothing has really changed.

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bghoss

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Mine went up 80 points.  how can that be?

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