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Posted in Mortgage
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Question By
peacefaerie

1 Contribution
0 People Helped
How can a trucker get approved for a mortgage?
Our credit is good enough for a home loan, we have a small down payment, but we cannot get financing because my husband is a truck driver, his income is the same every week, but nobody will approve use because he had not been trucking for 2 years yet, he is at one year and 7 months.

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Top Contributor
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Your best bet would be to wait another five or six months, it would give you time to save up a little more for the down payment as well or to build a kitty for home ownership costs that will come with owning a home. You could spend some time researching the internet for mortgage lenders that will issue loans with less than two years of employment history, but you definitely do not want to go with a lender that is going to charge you high interest. In general, the more risk that a lender is willing to take, the higher the cost of the loan will be. I strongly advise against, calling the number in the other post, they certainly are not going to have the power to add time to employment history, they just want your money.

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