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how badly can an unpaid phone bill hurt your credit?
i switched phone companies at the end of august and apparently the assistant manager who did my whole order at the store misinformed me about the trade in and reimbursement program they offer. long story short they are not reimbursing me the full amount of the device payoff amount and i still owe verizon $250. i am currently in the process of moving and wont have the money to pay the rest of the money and verizon has told me if i dont pay within so many months i will be turned over to collections. will this hurt my credit badly? i currently have pretty good credit thanks to my car, but i will be looking for another house in a year and i know my credit will have to be used. please help!!!

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