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joker1057

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how accurate is kredit karma?
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Score

Helpful to 4 out of 5 people

MY score is off by 66 points and not in my favor

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Helpful to 3 out of 4 people

kredit karma is not correct or accurate my score is 580 and kredit karma says it 514 so dont go by this site it is incorrect

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Helpful to 7 out of 8 people

My experience is that the score is significantly offAs of yesterday Credit Karma reflects my score @660.  I am refinancing our primary residence & the morgage broker pulled my scores.  I was anticipating scores in the 600 range & to my surprise my scores are:  FAIR ISAAC 800, Classic 809, and Beacon 797  - evidently I have excellent credit & all along I was thinking in the 600 range.  If you really want to know - you should pull.

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Helpful to 4 out of 5 people

i checked mine and there was a 77pt difference

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Helpful to 1 out of 2 people

When i checked on freecreditreport.com there was only a 3 point difference. Credit Karma being 3 points higher. As far as I know they check all 3 bureaus.

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My Discover card gives my score as 730.t

My Discover card bill says my score is 730-received 2 days ago. Today, K-K says 762. That's wuite a discrepancy. I have not engaged in any financial dealings which would have raised the score.

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Helpful to 1 out of 3 people

Credit Karma gets its credit scores from TransUnion, one of the three major credit bureaus. So I'd say very accurate =).

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Not very accurate

Helpful to 0 out of 1 people

I did a mortgage refi last year and Kredit Karma had me significantly lower  then when the broker pulled my score, almost 60 points off!  If you really want to know pull a report .

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Helpful to 0 out of 1 people

My TU score is 15pts higher than my CK score.

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