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how accurate is kredit karma?
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Question By
joker1057

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My experience is that the score is significantly offAs of yesterday Credit Karma reflects my score @660.  I am refinancing our primary residence & the morgage broker pulled my scores.  I was anticipating scores in the 600 range & to my surprise my scores are:  FAIR ISAAC 800, Classic 809, and Beacon 797  - evidently I have excellent credit & all along I was thinking in the 600 range.  If you really want to know - you should pull.

Response by
mzuniga

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Score
Helpful to 2 out of 3 people

MY score is off by 66 points and not in my favor

Response by
gnygoogoo45

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Helpful to 2 out of 3 people

i checked mine and there was a 77pt difference

Response by
candyb43

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Helpful to 1 out of 2 people

kredit karma is not correct or accurate my score is 580 and kredit karma says it 514 so dont go by this site it is incorrect

Response by
trucker4364

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Helpful to 1 out of 2 people

When i checked on freecreditreport.com there was only a 3 point difference. Credit Karma being 3 points higher. As far as I know they check all 3 bureaus.

Response by
bridget0430

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Credit Karma gets its credit scores from TransUnion, one of the three major credit bureaus. So I'd say very accurate =).

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Response by
iwantcookies

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My TU score is 15pts higher than my CK score.

Response by
FinallyMotivated

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Not very accurate
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I did a mortgage refi last year and Kredit Karma had me significantly lower  then when the broker pulled my score, almost 60 points off!  If you really want to know pull a report .

Response by
raddoc1

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