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credit718

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how accurate for you was Credit Karma's "Approval Odds" for new cc application?
i am looking into either capital one venture rewards cc or barclays arrival cc. My approval odds for the venture one according to the website are "Very Good". As of right now based on CK, i have a 712 score with 38% credit utilization across 5 credit cards. I have 30k in school loans,6k in car loans. my income is 60k.

should i go for either of them? or should i wait to bring down the 38% cc utilization?

i haven't applied for a new cc in a couple years and have no inquiries. if it is of any advantage i will mention i already have a capital one quick silver with a 1500 cl.

thanks for the advice

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go for it

yes, i had a odds of good for capital one and i was approved. So if the say very good, i am sure you will be approved. if you know you can pay them off...Apply for them! As long as you pay them off it can only improve your credit. I would suggest using for gas or small purchases.

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