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Posted in Paying Your Bills
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Ladyhardy53

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Hi. Is there such a thing like second chance loans for people trying to get back on their feet?
Solid work history...got sick, went on disability...year wait for disability payments...credit so-so but I need it to be better...need a small loan to pay off old bills so credit will increase... Credit score too low for bank approval...no car for collateral...help...but not a payday loan...installment please...thanks

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Paying off old bills, such as collection accounts really does not help your credit, you may be best to just leave them go and eventually age off if you do not have the money to pay them. If your credit is poor you would have a rough time finding a loan. There may be other ways that you can improve your credit, such as opening a Secured credit card if you don't have any current accounts. Work on building your credit up that way.

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