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???? help with paying down collections accounts
My credit score is awful...but I am not overly concerned with that. I just need advice on how to deal with the 8 accounts in collections. I pay a few of the bills I owe such as my car loan. I now rent a home and sold mine under short sale. How can i bundle all this creditors who keep calling me into one payment without chapter 7 or 13 bankruptcy....I can not afford the attorney fees involved with bankruptcy and wonder of there are any pro bono attorneys in GA, Atlanta area..Thank you very much.

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