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Help with my credit utilization
I have kept my credit utilization aound 5% til this month . Capital one took over one of my cards from orchard bank , I contacted capital one to see if my payment was the same date . They said yes , so I paid as normal and the statement ended a day earlier and that card this month shows I owe 676 with a 700 limit and the next day it was paid to zero .... How much will this Hurt my credit as I am fixing to purchase a home and my score is right around where it needs to be to get a mortgage ?

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