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Help understanding my drop in score.
I am trying to figure out what could have caused my scores to drop 90+ points since the last update. My credit utilization is low, I don't have any late payments and only one since 2013, I have no derogatory marks, my accounts are only growing in age (only bad thing I have against me is my ave credit age is about 5 years). My total number of accounts hasn't changed and I haven't had any hard inquiries since I purchased my vehicle a few years back. My loan balances are only decreasing and nothing else has changed, so what would cause such a drastic drop in my score?

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