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Posted in Credit Cards
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Question By
Cowpats

2 Contributions
1 Person Helped
Help close credit cards
I have open credit cards I didn't know about. How do I contact these people and what do I do with the accounts?

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Top Contributor
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If you do not have the cards and never have had them, the accounts may have been opened by someone who had access to your personal information.  First thing to do is to go to annualcreditreport.com and get copies of all three credit reports.  Look them over carefully and send written disputes on all wrong information to the credit bureau reporting them.  They have to investigate and either verify or delete the disputed items.If you see the credit cards listed notify the credit bureau reporting them and they may advise you about getting a fraud alert put on your account.  That could be a bit of a hassle since you will be contacted any time someone (including yourself) tries to open a new credit account, but it could be less hassle this way than ignoring the cards and hoping they'll just disappear.

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