Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
Collegegirl97

0 Contributions
0 People Helped
Help!! Can I get approved?
My credit score is 622, I make about $1600 a month. I don't have any bills I'm only 19 I live with my parents. I'm in desperate need of a new car. Do you guys think I can get approved for an auto loan with a decent interest rate?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
5 Contributions
3 People Helped

Yes

Helpful to 1 out of 1 people

However, if you do not belong to a credit union, join one and apply with them.

Top Contributor
7239 Contributions
1396 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Most auto lenders use a version of FICO scores, not the scores that you get here. I am sure that someone out there will finance you, you will have to look around and read reviews. You will need to find a lenient lenders. Look for dealerships that advertise to finance all credit situations, they usually have many lenient lenders on hand. Be sure to have a down payment saved up as well. It also would be a good idea to try to get some insurance quotes on full coverage before looking for a loan as the rates on that can be very high these days. And always remember, just because one bank may tell you no, that doesn't mean that all lenders will.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.