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Humble40

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Hello IM trying to figure out why my credit score is so low if I only have education loan and one ca
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Are you using more than 10% of your credit card availability, are you making all payments on time, are you paying your card off or carrying a perpetual balance? Are you making minimum payments or paying on the principal also? Are you paying on your student loan or is it in deferment? Amount of debt you're carrying? Lots of things go into a credit score.

You've been a member of this site since 2014. You should be taking a proactive approach by reading the articles here to understand credit.

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