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segev

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hello, i just want to know about an 950 credit score and what i need to do to get it?
i know the 'regular' highest credit score is 850 but lately i heard about a 950 so i am interested to know how i can possibly get there?

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keeping utilization between 1-3%, paying on time, not opening an unneccesary credit (limit those hard inquires everry point counts when going for perfection)....and TIME age of accounts is the largest part of your credit score and that can't be increased over night only decreased by applying for new credit.....I have 769 and only 1.5 years of credit history but that doesnt stop me from getting the best rates possible at 22

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