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Posted in Auto Loans
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lsegree3

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hello, i have a tu score if 681 and eq score of 625. i am looking for a auto loan. who is the best
i have a private seller and i would like to apply for a loan that will not have my credit ran multiple times. i do have one small collection but onlly on my eq and ex credit report

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Most lenders use a version of FICO scores, not the scores you get here. The collections will hurt you, find a lender that is known to only pull Transunion. Understand that the major auto lenders probably are not going to finance a private transaction, most of them are set up with dealerships. You would probably need to look to regular bank, credit union or consumer finance company. Understand that the age and mileage of the vehicle will be very important, there are restrictions.

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