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Kike704

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Having you added as a authorized signer on someone credit card bring your credit score up?

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Sometimes it can, but it depends on the standing of the credit card. If the card has any negative info associated with it such as late or missed payments then that would cause harm. If the card has a high utilization rate that would also cause harm. If the card was an old card and the person to be added has a short credit history it would help there as it would lengthen the "average age of accounts". It can also help with the amount of available credit. Some people do this and it helps them, I for one would much rather build my credit on my own, not ask anyone for such a favor or have to worry about the card not being used in a way that would give help to the authorized user.

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