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frdchuck22

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Have credit cards on credit report that I don't have
have a credit card that is still open and I called the credit card company they tell me it's closed. what should i do?

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For the cards on your report that you do not have, file disputes with the credit bureau(s) reporting them.

For the closed account, if you have a balance still owing, it is something you have to pay.  You just cannot charge anything on that account anymore. If you have a zero balance, and have had that for a long time, the card may have been closed due to inactivity.  It is important to use credit cards periodically and pay them in full every month to keep them active and keep the credit score up.  You might be able to get the card reactivated, though I wouldn't count on it. 

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