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MEGARALYNN

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HAVE A CREDIT CARD. HOW FAST CAN I BUMP MY SCORE 20 POINTS?
IS IT OBTAINABLE TO BUMP MY SCORE 20 POINTS IN A MONTH AND HOW?

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Top Contributor
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What is your current utilization on the card?  if it is over 30%, paying it down will help.  It works best if  you keep 1-3% utilization on the card as opposed to zero balance.  Nobody can tell you how many points, though.  Utilization is 30% of your credit score, which is the second-highest category.  Payment history is 35% so, make sure you're always on time with payments.

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