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Poormoney61

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have a CC that is showing as a negative hit on my CR because its inactive. why?

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Top Contributor
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Where on your credit report it show up as negative mark? Having no activities on a credit card dosent make your score worse from month to month. However, have zero utilization overall reported? Your scores might be few points less than if you have 1~9% reported. I know it sounds odd, you don't have to believe it, you can do your own experiment and see for yourself.

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