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Have 3 cc's, (1) not active, can I cancel the (1) w/intent of repl it w/0% bal trans fee card?
Have had "A" credit for decades. Retiring late this year and moving to VA Bch within 12 mos. Thinking about "ditching" my non-active Chase card w/$22K credit available and replacing it in the same month with a cc with "no transfer fee" and a lower APR to move the most active card balance over to (approx $6K). Concerns are around the impact of a current 782 FICO in what will be a very active year, buying, selling homes etc. Don't want to end up shooting myself in the foot! Your comments very welcome & appreciated!!

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