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GIDOLLY3815

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Has someone from "the Credit Bureau" called saying, We are filing a lawsuit against you.
I live in Louisiana and checked my credit report online. The phone call came from Santa Anna, CA.

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Sounds like a low-life collector that has no clue about the FDCPA.  Should they call again, tell them you don't discuss such matters on the phone and that all communications must be done by US Mail ONLY, as is your right under FDCPA, then hang up and refuse to talk on the phone. I advise reading the articles on this site so you can get a good understanding of how credit works and some of the procedures you may need to use to deal with this.

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Either a scam or a crooked debt collector. The credit bureaus will NOT call you. Do some reading on the FDCPA and keep all correspondence from this company if you get any more from them. Also take pictures of the caller id with the numbers they call from and save them. I also advise that you google the phone number they called from to get an idea of what it is about, but DO NOT call them back. If they leave messages, be sure to save them.

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I forgot to say, that if they continue, contact a FDCPA law firm. Many have free consultations and require no out of pocket money if you determine that you can sue.

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