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Question By
ekindred

10 Contributions
43 People Helped
Has anyone used Sky Blue Credit Repair?
I recently signed up for them after checking around. They have an A+ rating from BBB. I am eager to start with their services to see how they can help me. I have 3 credit cards and just recently got a secured card. I was told that I was about 9 months away from qualifying for a mortage, but am hoping that the secured card and credit repair agency move that process along faster. Thank you!

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4 Contributions
514 People Helped

Helpful to 54 out of 60 people

Clean slate credit consultants of miami. The non profit group recommended. No feea upfrimt. Most direct geoup ive aeen so far. I dont impreas easy amd trust even less. They are a small company near the gablea where i live.

1 Contribution
32 People Helped

Worked great for me….

Helpful to 32 out of 48 people

I used the service for about 3 or 4 months.  They had 7 items removed or updated, and my credit score from all three bureaus went up over 100 points.  Yes, if you have the time and know-how, you can absolutely do this stuff yourself.  I personally don't have the time, patience, or expertise to do it and have no interest in learning.  My time is valuable to me, and the money I spent was well worth it.  To top it off, when they got to a point where they didn't think they could help me anymore.... they called and explained/discussed the results and current situation, and even refunded me my last payment (without me asking!).  A+++++ company. 

Reply by
everett1970

1 Contribution
22 People Helped
Helpful to 22 out of 37 people

I am currently using them, but nothing has been removed yet. My credit score has dropped 30 points in the time I have had them. I am in the beginning of my 3rd month with them and so far I am not seeing any change. Was this your experience in the beginning as well? If it doesnt change by the end of the month I am cancelling their service. I had hoped my score would have went up not down. So far I am dissapointed, but maybe I don't understand the process.

2 Contributions
7 People Helped

Brittany m

Helpful to 7 out of 11 people

Does sky blue credit repair need a copy of you drivers license and social security card? because I was emailed by them to provide this information

Reply by
chrisklop

1 Contribution
3 People Helped
Helpful to 3 out of 16 people

Yes they do.  They are completely legitimate - you don't HAVE to provide that information to them, but I did because if an agency responds to them questioning whether they are me or not, they will require 2 forms of ID, and Sky Blue can send that to the agency.  I haven't had anything but open, honest communication with them.  You can call them and talk to them - they are very easy to talk to and forthright with answers, and you'll likely feel more comfortable if you do so.

Top Contributor

Reply by
KeyWestRider

21 Contributions
1722 People Helped
Helpful to 68 out of 73 people

What for??! No need. Jeez. Broaden your horizons check out cleanslatecredit org and learn your rights and don't do that. Don't give anyone access to your photo ids. Not needed. What is needed is a contract that explains your rights in full.
No upfront fees it's illegal.

1 Contribution
19 People Helped

Wouldnt use them..

Helpful to 19 out of 29 people

Used them for 6 months and they got NOTHING deleted.  I was lazy and didnt do my research, thought ok, its only $50 a month, go for it.  Every single item they disputed came back 'frivoulous'.  And I know exactly why.  After doing my due diligence, I took the time to understand the process and did my own processes.  Things got deleted. Use them if you want, but you can save $50 a month and time if your serious about your repair.

BTW, things can be deleted or removed from your credit report.  If you understand what is necessary, they can be deleted.  

Reply by
shekhuddin

1 Contribution
17 People Helped
Helpful to 17 out of 28 people

Tell us the process what you have researched. It will be so nice of you.

Reply by
tattoonerd

3 Contributions
23 People Helped
Helpful to 7 out of 12 people

 I know this is an extremely old post I'm hoping you get this but I'm wondering if there is any advice you have to give I have been attempting to dispute process on my own .

1 Contribution
8 People Helped

I.D. Request

Helpful to 8 out of 16 people

I just enrolled with sky blue. I received an email requesting a copy of my ID and ssn card. Is this normal for them?

Reply by
renman1975

4 Contributions
514 People Helped
Helpful to 51 out of 53 people

Only with a contract. Dont give stuff like that. Careful

1 Contribution
8 People Helped

Sky Blue credit repair

Helpful to 8 out of 25 people

I have personally used this service, It  is amazing . The staff is very helpful and I got very quick results, and it is affordable capared to other services i have found.  This company is really worth a try. I had about 6 negative items removed in about 3 months. 

Top Contributor
19366 Contributions
5339 People Helped

Watch Out!!!

Helpful to 2 out of 34 people

Things that ARE yours on your credit report cannot be removed or changed.  They will drop off in 7 years, 10 for good reports (and you do want those to stay as long as possible). 

Some of these credit "repair" places have damaged a person's credit more than they have helped.  Only YOU can make your credit better by paying on time and getting the accounts paid in full as quickly as possible.

Reply by
terrydrew

1 Contribution
12 People Helped
Helpful to 12 out of 31 people

That is simply not true, items that are legit are removed every day, I have done it myself. It is the burden of the agency and creitor to verify in 30 days, if they dont the item comes off. And many times they simply dont get the job done in the 30 days.

Reply by
shop74

2 Contributions
13 People Helped
Helpful to 4 out of 18 people

This is not true at all. 

Reply by
miatch33

1 Contribution
5 People Helped
Helpful to 5 out of 17 people

Jwsisters don't comment if you don't know what your talking about.....and in this case you don't know what your talking about!

Reply by
Barrettgirl

9 Contributions
40 People Helped
Helpful to 2 out of 7 people

That is not true i have uses sky blue and they HAVeE remover things that werw mine!they removed 10 as a matter of fact

1 Contribution
11 People Helped

Very honorable company

Helpful to 11 out of 28 people

So I recently signed up for them. I paid the $59 setup fee and got all the information they requested. They sent me an email saying they had to talk to me about some of the things on my credit report before they started the dispute process. They let me know there was a good chance that disputing wouldn't work and would cause more issues for me. When I agreed and told them not to dispute them, the woman informed me that they would refund my $59 and I wouldn't be charged again. I knew they had a money-back guarantee but this was without any prompting from me. I didn't have much experience with them but I am very impressed with the interaction I had. And I will definitely go with them in the future if my circumstances change.

Reply by
DebtDiva

2 Contributions
2 People Helped
Helpful to 2 out of 14 people

Yup, they did the same thing for me a few years ago.

1 Contribution
7 People Helped

They Helped Me

Helpful to 7 out of 19 people

I had about 13 items removed. This in turn helped me get approved to buy my first home. They were very timely and professional. One thing is you have to make sure that you send them any communications you receive regarding your disputes. If you do not they can't do their job properly. I loved the price and the fact that youcan cancel whenever you feel like you have what you need. 

2 Contributions
13 People Helped

yes on sbc is awesome

Helpful to 9 out of 23 people

They have been very timely and responsive. I am using them now and they have removed 5 accounts already withing a month. My score has gone up by 30 points already. I plan to use for a few more months and they have excellent ratings from bbb!!! They respond to you the same day or you can call them. They are inexpensive for the service you get. 

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