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Has anyone here applied for a Simmons Bank Visa?
I understand it takes really excellent credit to even get past the initial application stage of applying for this card. They have standard ongoing interest rates between 7.25% and 9.00%, so getting one is a good thing to have. There are no other "perks", so to speak, however, the low interest rate is the perk! I have the Barclaycard MasterCard, which is 8.0%, and I'm wondering if anyone here has experience with Simmons Bank.

Thanks for any helpful information in this regard.

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