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Has anyone heard of Fortiva Credit Company?
I just received an offer for a Fortiva Credit Card in the mail yesterday. It has an APR rate of 29.99%, an introductory annual fee of $175.00 for the first year and $49 per year after, and an account maintenance fee of $150.00 annually( billed at $12.50 per month). Has anyone ever received one of these cards? If so, do you think it would be a good card to have? I'm trying to build up my credit back without the hassle of enormous fees. Please help.

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