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Unicorn924

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Has anyone had success with a Goodwill Adjustment from Citizens Bank for a late payment?

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Nope... though I've never used it. Does it specifically include removing a late-payment derogatory mark on your credit report, or does it just drop any late fees? The former is going to happen anyway (unless they say otherwise), and the latter will definitely save you some money, but won't help your credit score.

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