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02jody

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Hardship letter
Loan modifaction

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How to write a good hardship letter

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Basically, explain why you have fallen behind with your mortgage. List all of your monthly expenses, even the costs of buying fuel each week for your vehicle(s)..  Grocery bills, everything you pay out monthly.  Subract that amount from what you take home monthly.  Explain that if your mortgage was lowered by a certain dollor amount, that this would help you get back on track.

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