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lsmith020204

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Hard inquiry without applying for a loan or credit card
How, exactly, do you get a hard inquiry when you are NOT applying for loans or credit cards? I haven't looked for either a loan or a credit card in years and yet I am constantly getting alerts about another hard inquiry. And how do you stop them??? I do have a fraud alert on my credit reports.

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Dispute!

Dispute the hard inquiries with the bureaus they show up on! Write the bureaus a lettter stating that you did not give the companies in question the right to pull your credit. I hope this helps!

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