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Hard Inquiry help!
A company I settled with in 2011, just did a hard inquiry 2 days ago, I called the number listed on the report and they even acknowledged the account was settled. So when I asked why did you pull my credit for then, they told me to call back tomorrow as their disputes department is closed for the day. Company is Portfolio Recovery in Virginia. Do you guys have any suggestions on what should I do, if I can't get in touch with disputes or if they do not remove this hard inquiry that doesn't belong on my report.

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