Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
lauriedigit

3 Contributions
0 People Helped
Hard inquiries on unused accounts?
I have an open credit a/c that was paid on-time and in full. I haven't touched it for over a year and don't plant on it. Can I stop them from hard inquiries on my a/c?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1162 People Helped

What is an a/c? I am assuming we are not talking about air conditioners here. If you have an account with a lender that is doing hard inquiries on your credit for no reason, I would consider closing the account. If the Hard inquiries become excessive, it may be a violation of your rights. Make sure that the inquiries being done are not "soft inquiries" if they are, there is nothing to worry about as "soft inquiries" do not affect your credit.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.