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Wesartest

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Getting Started with rebuilding my credit. What is the best way to start?

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Each situation can be a bit different. 

Do you have any current open cards with high utilization?  What's the age on these cards? 
How many accounts do you have in collections or derogatory marks do you have on your report?

There's quite a bit to consider with the best way to get started depending on what your score is currently. If you're near a threshhold to get better offers on things, you may want to do something that will get you the most bang for your buck and start there.

Anything negative on your account definitely can hurt you but be careful, just because you pay off a collection account doesn't mean it will be removed from your credit report. 

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