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BetsyGal

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FYI - Capital One Using Vantage
On a recent check of my credit score with Capital One I noticed they've switched from using FICO from Experian to Vantage 3.0 from TransUnion. If you've noticed any other company switching to Vantage please post it here.

This report was from my Secured Credit card with CapOne.

Thanks!

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Top Contributor
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Are you referring to the Credit Wise? Then yes it's TU's VantageScore 3 same as provided here by CK. However if you read the fine print as you should with any scores you get, that CapOne dose NOT use it for their credit decisions. The older one up till couple month ago called Credit Tracker was from TU's New account score model and not from FICO score models.

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".... We use the Vantage 3.0 scoring model to determine your CreditWise credit score. It ranges from 300-850. While several lenders use your Vantage score for lending decisions, Capital One doesn't."

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