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Full of CRAP!!!!!!!!!!!
Every month i am on TIME yet your site says I have been late on a payment yet it doesn't say which. My score goes down but my line of credit has increased from paying down bills.. I wish there was some I could SUE so that i could pay off my bills and never use a bank card again. Credit scores are a SCAM! I go to my credit card pages and they give a totally different score using the SAME scoring methods! So sick of all this BS! How does my score go down while being on time and lowering debt?? BULL SH@T! Go sell your snake oil to someone else!

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