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Paws2015

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Free Annual Report vs. Free Denied Credit Report
I know that this is the case:
Example: If you got your free annual credit report from Experian in February, you can get another free credit report within 60 days of having been denied credit based on your credit report from Experian, in July.
But what about this scenario:
You get your free annual credit report in February. You got a free denied credit credit report in July, and again in October. Can you then get another free ANNUAL report come the following March? Or would you have to wait until November (1 year elapsed from your free credit report based on denial of credit)?
I can't find anything that specifies the allowance is treated as "once per year", no matter the reason. Or if they're 2 separate types of free credit report requests, and your free annual is your free annual, regardless if you got one free for another reason sometime since your last free annual.
My initial belief would be that since you have to go through that special web site to get the free annual, and you go directly to the credit reporting agency to get the denied credit free report, that they are unrelated. But I can't find anything to confirm this.

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I would call Experian and ask them.

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