Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
tbssowner

0 Contributions
0 People Helped
found out I had a collection on old att acct, now thru eos cca. need to remove this frm report help?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7361 Contributions
3808 People Helped

And you had no previous notice of this collection activity?  First, check all three credit reports and dispute any wrong information.  The reports should tell you which companies hired the collection agencies and when it was turned over and should fall off your credit report. Every state has a different Statute of Limitations for Collections so it would help to do a search for that and find out what it is for your state.  If the time has passed for legal collection, the debt is uncollectable.  Some collection agencies may try to collect, hoping you do not know your rights under the law. 

It is not uncommon for there to be errors on credit reports, which is why we are strongly advised to do the annual credit report check to insure the accuracy of all information on the reports.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.