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First time home buyer (also had a BK) help!
We have recovered from BK back in July 2013. We have three credit cards, and a car loan. We just paid off our Kay Jewlers credit card and Cap1. We want to apply for a home loan (never bought before). I have a monthly gross income of $2,500. Here are my questions: • how many points can my credit score go up after paying the Kay Card off? • we have never purchased a home and had BK, would we get approved for a home loan? • how much would we possibly get approved for with my income? • what can I do before I try to start the home buying process to improve my approval rate and get a big enough loan? I am loving for all options and tips please! Thank you

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