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CharSie88

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First Premier PFD Multiplet Reporting
Hello,

I am new here and have searched but didn't see my problem listed. I apologize if I may have overlooked it. I am in the process of repairing what little credit I have (I'm 25) and although I know it's not likely going to be a success I want to send First Premier a PFD letter (I had two CC with them) as I want to acquire a mortgage in the near future and that is in the way. The confusion starts here: On my reports, I have three accounts in relation to FP. I am confused as to where I am supposed to direct my letters. Am I supposed to send them to all three reporting? Or just the two FP entries and that would take care of the Collection also? Any advice is appreciated Thank You



ASSET ACCEPTANCE LLC #11315****
PO BOX 1630
WARREN, MI 48090-1630

Placed for Collection:
09/20/2011
Responsibility: Individual Account
Account Type: Open Account
Loan Type: FACTORING COMPANY ACCOUNT
Balance: $509
Date Updated: 12/06/2013
Original Amount: $449
Original Creditor: FIRST PREMIER BANK (Retail)
Past Due: >$509<
Pay Status: >In Collection<

Remarks: ACCT INFO DISPUTED BY CONSUMR; >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 11/2015


FIRST PREMIER BANK #543362807844****
3820 N LOUISE AVE
SIOUX FALLS, SD 57107

Date Opened: 06/29/2012
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CREDIT CARD
Balance: $425
Date Updated: 03/20/2013
Payment Received: $0
High Balance: $425
Original Charge-off: $425
Credit Limit: $300
Past Due: >$425<
Pay Status: >Charged Off<
Terms:Paid Monthly
Date Closed: 10/30/2012
>Maximum Delinquency of 120 days in 10/2012<

Remarks: >UNPAID BALANCE CHARGED OFF<
Estimated month and year that this item will be removed: 07/2019



FIRST PREMIER BANK #517800609290****
3820 N LOUISE AVE
SIOUX FALLS, SD 57107

Date Opened: 10/08/2008
Responsibility: Individual Account
Account Type: Revolving Account
Loan Type: CREDIT CARD
Balance:$0
Date Updated: 09/09/2012
Payment Received:$0
Last Payment Made: 01/01/1980
High Balance:$450
Original Charge-off:$450
Credit Limit:$250
Pay Status:>Charged Off<
Terms:Paid Monthly
Date Closed:02/09/2009
Account Sale Info: ACCOUNT SOLD TO ASSET ACCEPTANCE CORP

Remarks: PURCHASED BY ANOTHER LENDER; >UNPAID BALANCE CHARGED OFF<
Estimated month and year that this item will be removed: 11/2015

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Also, can someone explain what's up with the 1980 date??

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