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Bankruptcy2015

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Filing Bankruptcy
Do you offer the credit counseling that is required for filing bankruptcy?

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NO.

Filing bankruptcy should be your ultimate LAST optiion because it really hurts your credit score for TEN years! Plus, you have to totally start over to build good credit.

You can go to something like Consumer Credit Counseling to get advice and assistance on making payments, and this is free. Search online for Dave Ramsey and follow his advice on arranging payments.  Lastly, consult with a bankruptcy attorney (initial consultation is free by most).  Follow their advice because they know what will work to avoid bankruptcy, since bankruptcy is the least desired solution. 

If any part of your debt is student loans, they are usually not dischargable in bankruptcy.  If the majority of your debt is something llike credit cards, those are "unsecured" debts that have lowest priority in repayment in a bankruptcy.

Also, do NOT pay anyone to "fix" your credit.  Too many of those 'companies' are expensive and not of real help.

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