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Larryv70

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Filed bankruptcy in 2010 shows 3 derogatories should only be one for the bankruptcy

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Whatever debts you may have filed bankruptcy on will be listed on your credit reports for at least 7 years after the date it was filed.  Bankruptcy does not erase anything in your credit history.  They may have derogatory marks because, frankly, filing bankruptcy is avoiding paying one's debts,and that isn't going to set well anywhere.  Just ride it out and do work on making sure everything from now on is paid on time.    . 

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